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	<title>Mortgage Insights Blog &#187; Mortgage Loan Insights</title>
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	<link>http://cal-lending.com/blog</link>
	<description>California real estate and home loan information</description>
	<lastBuildDate>Wed, 30 Nov 2011 02:52:47 +0000</lastBuildDate>
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		<title>Making Sense of Conforming versus Non-Conforming California Home Loans, 2011</title>
		<link>http://cal-lending.com/blog/2011/10/04/making-sense-of-conforming-versus-non-conforming-california-home-loans-2011/</link>
		<comments>http://cal-lending.com/blog/2011/10/04/making-sense-of-conforming-versus-non-conforming-california-home-loans-2011/#comments</comments>
		<pubDate>Tue, 04 Oct 2011 20:44:40 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Mortgage Loan Insights]]></category>
		<category><![CDATA[California jumbo mortgages]]></category>
		<category><![CDATA[high LTV jumbo loans]]></category>
		<category><![CDATA[jumbo mortgage low down]]></category>
		<category><![CDATA[low down payment jumbo loan]]></category>
		<category><![CDATA[new loan limits california]]></category>
		<category><![CDATA[super jumbo loans]]></category>

		<guid isPermaLink="false">http://cal-lending.com/blog/?p=137</guid>
		<description><![CDATA[October 4, 2011 The Federal loan limits that define &#8220;conforming&#8221; and &#8220;non-conforming&#8221; loans (by county) can be very confusing for homeowners and buyers, but these limits are relevant and important for consumers to know, since the distinction between what constitutes a &#8220;conforming&#8221; loan versus a &#8220;non-conforming&#8221; is what ultimately distinguishes a &#8220;conventional&#8221; loan from a [...]


Related posts:<ol><li><a href='http://cal-lending.com/blog/2010/09/23/hard-money-california-apartment-loans/' rel='bookmark' title='Permanent Link: Hard Money California Apartment Loans'>Hard Money California Apartment Loans</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How long do I have to wait after a short sale or foreclosure before I can buy a home?</title>
		<link>http://cal-lending.com/blog/2011/08/01/how-long-do-i-have-to-wait-after-a-short-sale-or-foreclosure-before-i-can-buy-a-home/</link>
		<comments>http://cal-lending.com/blog/2011/08/01/how-long-do-i-have-to-wait-after-a-short-sale-or-foreclosure-before-i-can-buy-a-home/#comments</comments>
		<pubDate>Tue, 02 Aug 2011 03:26:36 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Mortgage Loan Insights]]></category>
		<category><![CDATA[buying a home with a short sale]]></category>
		<category><![CDATA[previous bankruptcy]]></category>
		<category><![CDATA[previous foreclosure]]></category>
		<category><![CDATA[short sale]]></category>
		<category><![CDATA[wait to buy after a foreclosure]]></category>
		<category><![CDATA[wait to buy after a short sale]]></category>
		<category><![CDATA[waiting to buy after a short sale]]></category>

		<guid isPermaLink="false">http://cal-lending.com/blog/?p=120</guid>
		<description><![CDATA[This question of how long one must wait to qualify to buy a home after a short sale or foreclosure is one many prospective California homeowners are asking now. As of August 1, 2011, here are the general guidelines that FHA, Fannie Mae and Freddie Mac follow when considering a loan after a short sale [...]


No related posts.]]></description>
		<wfw:commentRss>http://cal-lending.com/blog/2011/08/01/how-long-do-i-have-to-wait-after-a-short-sale-or-foreclosure-before-i-can-buy-a-home/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Hard Money California Apartment Loans</title>
		<link>http://cal-lending.com/blog/2010/09/23/hard-money-california-apartment-loans/</link>
		<comments>http://cal-lending.com/blog/2010/09/23/hard-money-california-apartment-loans/#comments</comments>
		<pubDate>Thu, 23 Sep 2010 18:30:26 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Mortgage Loan Insights]]></category>
		<category><![CDATA[apartment equity loans]]></category>
		<category><![CDATA[California apartment loans]]></category>
		<category><![CDATA[california multi-family property loans]]></category>
		<category><![CDATA[cash-out apartment loan]]></category>
		<category><![CDATA[commercial bridge loan]]></category>
		<category><![CDATA[commercial income property loans]]></category>
		<category><![CDATA[hard money 2nd mortgage commercial]]></category>
		<category><![CDATA[hard money apartment loans]]></category>
		<category><![CDATA[income property equity loans california]]></category>
		<category><![CDATA[los angeles apartment equity loans]]></category>
		<category><![CDATA[multi-family equity loans]]></category>
		<category><![CDATA[multifamily apartment loans]]></category>

		<guid isPermaLink="false">http://cal-lending.com/blog/?p=105</guid>
		<description><![CDATA[California Hard Money Apartment Loans allow owners of multi-family property to purchase, refinance, or take cash-out on apartment buildings with easier qualifying and faster closings than traditional bank financing.


Related posts:<ol><li><a href='http://cal-lending.com/blog/2011/10/04/making-sense-of-conforming-versus-non-conforming-california-home-loans-2011/' rel='bookmark' title='Permanent Link: Making Sense of Conforming versus Non-Conforming California Home Loans, 2011'>Making Sense of Conforming versus Non-Conforming California Home Loans, 2011</a></li>
<li><a href='http://cal-lending.com/blog/2009/07/02/the-first-rule-of-hard-money-loans/' rel='bookmark' title='Permanent Link: What Will A Hard Money Loan Cost Me?'>What Will A Hard Money Loan Cost Me?</a></li>
<li><a href='http://cal-lending.com/blog/2009/03/02/new-home-construction-financing-rule-1-have-all-the-money-you-need-before-building/' rel='bookmark' title='Permanent Link: New Home Construction Financing &#8212; Rule # 1 &#8212; Have ALL The Money You Need BEFORE Building!'>New Home Construction Financing &#8212; Rule # 1 &#8212; Have ALL The Money You Need BEFORE Building!</a></li>
</ol>]]></description>
		<wfw:commentRss>http://cal-lending.com/blog/2010/09/23/hard-money-california-apartment-loans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New CA Lending Bills Signed Into Law Do NOTHING To Alleviate Foreclosures</title>
		<link>http://cal-lending.com/blog/2009/10/13/governor-schwarzenegger-approves-new-laws-affecting-california-home-loans/</link>
		<comments>http://cal-lending.com/blog/2009/10/13/governor-schwarzenegger-approves-new-laws-affecting-california-home-loans/#comments</comments>
		<pubDate>Wed, 14 Oct 2009 04:35:13 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Mortgage Loan Insights]]></category>

		<guid isPermaLink="false">http://cal-lending.com/blog/2009/10/13/governor-schwarzenegger-approves-new-laws-affecting-california-home-loans/</guid>
		<description><![CDATA[Governor Arnold Schwarzenegger approved seven new laws on October 11th that provide a range of new so-called consumer protections to home mortgage holders in a last-minute scamper session. Absolutely NOTHING in the new legislation will help homeowners currently facing foreclosure, which was what the Democrat-sponsored bills were supposed to alleviate. Late Sunday night, the governor [...]


No related posts.]]></description>
		<wfw:commentRss>http://cal-lending.com/blog/2009/10/13/governor-schwarzenegger-approves-new-laws-affecting-california-home-loans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Will A Hard Money Loan Cost Me?</title>
		<link>http://cal-lending.com/blog/2009/07/02/the-first-rule-of-hard-money-loans/</link>
		<comments>http://cal-lending.com/blog/2009/07/02/the-first-rule-of-hard-money-loans/#comments</comments>
		<pubDate>Thu, 02 Jul 2009 21:00:23 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Mortgage Loan Insights]]></category>
		<category><![CDATA[hard money 2nd loans]]></category>
		<category><![CDATA[hard money collateral]]></category>
		<category><![CDATA[hard money loans]]></category>
		<category><![CDATA[loan-to-value]]></category>
		<category><![CDATA[owner-occupied hard money loans]]></category>

		<guid isPermaLink="false">http://cal-lending.com/blog/2009/07/02/the-first-rule-of-hard-money-loans/</guid>
		<description><![CDATA[If you&#8217;re new to &#8220;hard money&#8221; loans &#8212; and many folks are in today&#8217;s economy &#8212; it&#8217;s likely your basis for understanding hard money loans will be what you know about conventional bank loans. In truth, the two are very different. So is a hard money loan right for you? I can sum it up [...]


Related posts:<ol><li><a href='http://cal-lending.com/blog/2010/09/23/hard-money-california-apartment-loans/' rel='bookmark' title='Permanent Link: Hard Money California Apartment Loans'>Hard Money California Apartment Loans</a></li>
<li><a href='http://cal-lending.com/blog/2009/03/02/new-home-construction-financing-rule-1-have-all-the-money-you-need-before-building/' rel='bookmark' title='Permanent Link: New Home Construction Financing &#8212; Rule # 1 &#8212; Have ALL The Money You Need BEFORE Building!'>New Home Construction Financing &#8212; Rule # 1 &#8212; Have ALL The Money You Need BEFORE Building!</a></li>
</ol>]]></description>
		<wfw:commentRss>http://cal-lending.com/blog/2009/07/02/the-first-rule-of-hard-money-loans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Home Construction Financing &#8212; Rule # 1 &#8212; Have ALL The Money You Need BEFORE Building!</title>
		<link>http://cal-lending.com/blog/2009/03/02/new-home-construction-financing-rule-1-have-all-the-money-you-need-before-building/</link>
		<comments>http://cal-lending.com/blog/2009/03/02/new-home-construction-financing-rule-1-have-all-the-money-you-need-before-building/#comments</comments>
		<pubDate>Tue, 03 Mar 2009 04:47:28 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Mortgage Loan Insights]]></category>

		<guid isPermaLink="false">http://cal-lending.com/blog/2009/03/02/new-home-construction-financing-rule-1-have-all-the-money-you-need-before-building/</guid>
		<description><![CDATA[If you don't have MORE than enough money to build, and then some, don't even start.


Related posts:<ol><li><a href='http://cal-lending.com/blog/2010/09/23/hard-money-california-apartment-loans/' rel='bookmark' title='Permanent Link: Hard Money California Apartment Loans'>Hard Money California Apartment Loans</a></li>
</ol>]]></description>
		<wfw:commentRss>http://cal-lending.com/blog/2009/03/02/new-home-construction-financing-rule-1-have-all-the-money-you-need-before-building/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Should I Have A Living Trust?</title>
		<link>http://cal-lending.com/blog/2008/05/19/should-i-have-a-living-trust/</link>
		<comments>http://cal-lending.com/blog/2008/05/19/should-i-have-a-living-trust/#comments</comments>
		<pubDate>Mon, 19 May 2008 19:28:15 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Mortgage Loan Insights]]></category>

		<guid isPermaLink="false">http://cal-lending.com/blog/2008/05/19/should-i-have-a-living-trust/</guid>
		<description><![CDATA[Living trusts are a complex personal financial issue that need careful, qualified consideration. Non-Revocable Trusts and Revocable Trusts are different in many ways. With many Americans vesting title to their real estate in a living trust, and many more considering living trusts for future planning, is a living trust right for you? What are the [...]


No related posts.]]></description>
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		<slash:comments>0</slash:comments>
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