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	<title>Mortgage Insights Blog</title>
	<link>http://cal-lending.com/blog</link>
	<description>California real estate and home loan information</description>
	<pubDate>Mon, 19 May 2008 19:28:53 +0000</pubDate>
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		<title>Should I Have A Living Trust?</title>
		<link>http://cal-lending.com/blog/2008/05/19/should-i-have-a-living-trust/</link>
		<comments>http://cal-lending.com/blog/2008/05/19/should-i-have-a-living-trust/#comments</comments>
		<pubDate>Mon, 19 May 2008 19:28:15 +0000</pubDate>
		<dc:creator>John</dc:creator>
		
		<category>Mortgage Loan Insights</category>

		<guid isPermaLink="false">http://cal-lending.com/blog/2008/05/19/should-i-have-a-living-trust/</guid>
		<description><![CDATA[Living trusts are a complex personal financial issue that need careful, qualified consideration. Non-Revocable Trusts and Revocable Trusts are different in many ways.
With many Americans vesting title to their real estate in a living trust, and many more considering living trusts for future planning, is a living trust right for you? What are the pros [...]]]></description>
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		<title>California FHA Loans Available</title>
		<link>http://cal-lending.com/blog/2008/05/12/california-fha-loans-available/</link>
		<comments>http://cal-lending.com/blog/2008/05/12/california-fha-loans-available/#comments</comments>
		<pubDate>Tue, 13 May 2008 06:30:14 +0000</pubDate>
		<dc:creator>John</dc:creator>
		
		<category>Mortgage Loan Insights</category>

		<guid isPermaLink="false">http://cal-lending.com/blog/2008/05/12/california-fha-loans-available/</guid>
		<description><![CDATA[California FHA Loans can enable you to purchase, refinance, take cash-out, or rehab California real estate. ]]></description>
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		<title>So You Want To Buy A Fixer-Upper Home? (humor)</title>
		<link>http://cal-lending.com/blog/2006/09/27/so-you-want-to-buy-a-fixer-upper-home-humor/</link>
		<comments>http://cal-lending.com/blog/2006/09/27/so-you-want-to-buy-a-fixer-upper-home-humor/#comments</comments>
		<pubDate>Thu, 28 Sep 2006 01:54:26 +0000</pubDate>
		<dc:creator>John</dc:creator>
		
		<category>Real Estate Insights</category>

		<guid isPermaLink="false">http://cal-lending.com/blog/2006/09/27/so-you-want-to-buy-a-fixer-upper-home-humor/</guid>
		<description><![CDATA[We've all heard the nightmare stories about so-called "fixer-upper" homes. Sometimes things go smoothly, sometimes there are "surprises" you couldn't possibly imagine.
For those of you that have seen "The Money Pit" with Tom Hanks and Shelley Long, everything went wrong for the aspiring homeowners, but how would you like to be the poor folks featured [...]]]></description>
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		<title>More Reasons To Steer Clear Of Option ARM Loans</title>
		<link>http://cal-lending.com/blog/2006/09/13/singing-the-option-arm-loan-blues/</link>
		<comments>http://cal-lending.com/blog/2006/09/13/singing-the-option-arm-loan-blues/#comments</comments>
		<pubDate>Wed, 13 Sep 2006 20:27:13 +0000</pubDate>
		<dc:creator>John</dc:creator>
		
		<category>Mortgage Loan Insights</category>

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		<description><![CDATA[Any home owner considering an Option ARM needs to know as much as possible about the downsides of this particular loan, and it's information many lenders won't tell you up front.]]></description>
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		<title>"Option Arm" Loans&#8212;The Not-So-Good You Need To Know</title>
		<link>http://cal-lending.com/blog/2006/02/15/downsides-of-the-option-arm-loan/</link>
		<comments>http://cal-lending.com/blog/2006/02/15/downsides-of-the-option-arm-loan/#comments</comments>
		<pubDate>Wed, 15 Feb 2006 09:09:30 +0000</pubDate>
		<dc:creator>John</dc:creator>
		
		<category>Mortgage Loan Insights</category>

		<guid isPermaLink="false">http://cal-lending.com/blog/2006/02/15/downsides-of-the-option-arm-loan/</guid>
		<description><![CDATA[Thinking of getting one of those 1.00% home loans? You'd better know what the risks are before you sign on the dotted line.]]></description>
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		<title>Beware the Adjustable Loan Rodeo</title>
		<link>http://cal-lending.com/blog/2005/02/11/beware-the-adjustable-loan-rodeo/</link>
		<comments>http://cal-lending.com/blog/2005/02/11/beware-the-adjustable-loan-rodeo/#comments</comments>
		<pubDate>Sat, 12 Feb 2005 02:31:27 +0000</pubDate>
		<dc:creator>John</dc:creator>
		
		<category>Mortgage Loan Insights</category>

		<guid isPermaLink="false">http://cal-lending.com/blog/2005/02/11/beware-the-adjustable-loan-rodeo/</guid>
		<description><![CDATA[California homeowners:
Do you have an adjustable ARM loan that is due to adjust? Are you considering refinancing your adjustable rate home loan into a nice, long-term fixed rate loan? Now is the time. (2008).
Long-term interest rates are once again EXCELLENT on 15, 20, and 30-year fixed-rate California home loans to credit qualified borrowers. We also [...]]]></description>
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