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	<title>Mortgage Insights Blog</title>
	<link>http://cal-lending.com/blog</link>
	<description>California real estate and home loan information</description>
	<lastBuildDate>Sat, 08 May 2010 05:10:22 +0000</lastBuildDate>
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	<item>
		<title>Experienced Loan Officer Positions &#8212; San Fernando Valley / Sherman Oaks, CA</title>
		<description><![CDATA[Loan officer positions available in Sherman Oaks, CA. Looking for a change? We're a direct lender and are seeking experienced loan officers who need the reliability and speed only a direct lender can provide. Forget the dinosaurs and slow-as-molasses lenders who look for any reason to stall your deal. We'll help you close more so you can grow your business and reputation.]]></description>
		<link>http://cal-lending.com/blog/2010/05/07/experienced-loan-officer-positions-san-fernando-valley-sherman-oaks-ca/</link>
			</item>
	<item>
		<title>&quot;Temporary&quot; High Cost County Limits Extended Through 2010</title>
		<description><![CDATA[For High-Cost counties across the U.S., the current "temporary" loan limits have been extended through December 31st, 2010,
In California, these figures are:

$729,950 &#8212;1 unit
$934,200 &#8212; 2 unit
$1,129,250 &#8212; 3 unit
$1,403,400 &#8212; 4 unit

The "conforming" loan limit is still $417,000 &#8212; no changes there.
]]></description>
		<link>http://cal-lending.com/blog/2009/11/10/%e2%80%9ctemporary%e2%80%9d-high-cost-county-limits-extended-through-2010/</link>
			</item>
	<item>
		<title>New $6500 Tax Credit for Repeat Home Buyers</title>
		<description><![CDATA[In addition to First Time Home Buyers, existing homeowners purchasing a home for a primary residence can now benefit from the passage of the Home Buyers Tax Credit Extension.
I'll try to answer as many as I can in this FAQ and also provide you with some links to additional information and forms, but consult with [...]]]></description>
		<link>http://cal-lending.com/blog/2009/11/10/new-6500-tax-credit-for-repeat-home-buyers/</link>
			</item>
	<item>
		<title>Avoid owing the IRS $8000 &#8212; your home buyer tax credit</title>
		<description><![CDATA[New data shows that cases of fraud involving the $8000 tax credit for first time homebuyers is on the rise, and the IRS is stepping up it's efforts to combat the issue. According to the Wall Street Journal today there are nearly 100,000 cases of suspected fraud currently being investigated, and nearly one million claims [...]]]></description>
		<link>http://cal-lending.com/blog/2009/10/19/avoid-owing-the-irs-8000-your-home-buyer-tax-credit/</link>
			</item>
	<item>
		<title>What can I expect as a business owner in 2009 and after?</title>
		<description><![CDATA[My good friend and respected business consultant and educator Chris Banescu has published an elightening article The Assault on American Business.
Chris's in-depth article examines the five greatest threats to American business and the utterly terrifying consequences to our economy as a result of current government policy and proposed legislation.
Chris has a comprehensive blogsite chock full [...]]]></description>
		<link>http://cal-lending.com/blog/2009/10/19/what-can-i-expect-as-a-business-owner-in-2009-and-after/</link>
			</item>
	<item>
		<title>New CA Lending Bills Signed Into Law Do NOTHING To Alleviate Foreclosures</title>
		<description><![CDATA[Governor Arnold Schwarzenegger approved seven new laws on October 11th that provide a range of new so-called consumer protections to home mortgage holders in a last-minute scamper session.
Absolutely NOTHING in the new legislation will help homeowners currently facing foreclosure, which was what the Democrat-sponsored bills were supposed to alleviate.

Late Sunday night, the governor signed AB [...]]]></description>
		<link>http://cal-lending.com/blog/2009/10/13/governor-schwarzenegger-approves-new-laws-affecting-california-home-loans/</link>
			</item>
	<item>
		<title>Higher Loan Limits Set To Expire 12-31-09</title>
		<description><![CDATA[The current "temporary" higher loan limits for all California counties are due to expire at the end of the year. This applies to both FHA and conventional loans. As in 2008, I would expect many lenders to stop accepting submissions for these larger loans in late November/early December.  At this time there is no [...]]]></description>
		<link>http://cal-lending.com/blog/2009/10/13/higher-loan-limits-set-to-expire-12-31-09/</link>
			</item>
	<item>
		<title>Mortgage Interest Rates Soon To Increase</title>
		<description><![CDATA[You didn't really believe the government could keep rates low forever, did you? Most American homeowners don't know that it's only because the U.S. government has been purchasing mortgage backed securities that rates have been kept artificially low. 
But don't expect this party to last much longer.  
In a statement released last week by [...]]]></description>
		<link>http://cal-lending.com/blog/2009/09/28/mortgage-interest-rates-soon-to-increase/</link>
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		<title>Off Topic &#8212; Obama&#039;s Health Care Proposal Viewpoint</title>
		<description><![CDATA[The Obama healthcare plan is wrong for America and Americans.
More taxation and government control of the private sector has never solved ANY issue. As the government, and more appropriately, President Obama himself, hopes to create idealogical, "universal" policy supported by outrageous monetary penalties for non-participation, you can begin to see the formation of pure socialism [...]]]></description>
		<link>http://cal-lending.com/blog/2009/09/16/off-topic-obamas-health-care-proposal-viewpoint/</link>
			</item>
	<item>
		<title>What Will A Hard Money Loan Cost Me?</title>
		<description><![CDATA[If you're new to "hard money" loans &#8212; and many folks are in today's economy &#8212; it's likely your basis for understanding and comparing hard money lending will be based on what you already know about conventional bank loans.
Bank loans are bank loans. Hard money loans do not compare to bank loans. They are polar [...]]]></description>
		<link>http://cal-lending.com/blog/2009/07/02/the-first-rule-of-hard-money-loans/</link>
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