Use your home equity for any purpose!

Using your home equity is one way to borrow for today and tomorrow. A Home Equity Loan lets you use the equity in your home to secure a loan, giving you quick access to the money you need to handle life's larger expenses and unexpected opportunities or emergencies:

• Home Improvements
• College or Technical Education
• Medical Expenses
• Debt Consolidation
• Cash to Start a Business
• Investment Opportunities
• Cash for any reason

Types of loans using your home's equity

There are two types of home equity lending:

• a Home Equity Line of Credit
• a Home Equity Loan

These loans will generally have a lower interest rate than credit cards or installment loans. And unlike most home equity loans from banks, our home equity loans are available all the way up to 100% of the value of your home — and can be qualified with or without personal income verification¹ and no minimum time-of-ownership restrictions!

Home Equity Lines of Credit feature:

• Interest-only payments (based on Prime Rate² + a fixed margin)
• Borrow up to 100% of property value-pay on only the amount you use³
• No minimum ownership period required to apply, first-time home buyers OK
• Available for primary residence, second home and investment property³
• Can be used as a 2nd mortgage when purchasing a home
• Can be used to refinance a high-interest 2nd mortgage
• Lines of Credit from $20,000 up to $250,000
• Can be drawn against more than once
• 10, 15, or 25-year terms available

Home Equity Loans feature:

• Fixed rate monthly payments — 5-year to 30-year (due in 15) terms
• Borrow up to 100% of property value³
• No minimum ownership period required to apply, first-time home buyers OK
• Available for primary residence, second home and investment property³
• Can be used to refinance a higher-interest 2nd mortgage
• Home Equity Loans from $20,000 up to $500,000
• No annual fees

Need a home equity loan -- or home equity line of credit? Call me today to confidentially discuss your unique situation, or fill out my Online Loan Inquiry form now. Either way, I'll provide you with the information you need to start putting your home equity to good use!

		Call Toll Free In Santa Clarita	(800) 644-8829 (661) 255-9824
		Click here to Inquire Online Where We Loan

1. No income verification terms subject to credit approval and underwriting guidelines.
2. Prime Rate is a variable rate and subject to periodic adjustment
3. Maximum loan amounts may vary depending on property use and/or credit and lender underwriting guidelines