Loan Investors Area

California Trust Deed Investments For Private Investors

Are you looking for secure real estate trust deed investments in California real estate?

Private Trust Deed Investors Wanted For California Properties

Augusta Financial Inc is a California Department of Real Estate licensed Broker (ID #01381141) specializing in placement of residential and commercial private money loans to California property owners. We have over 20 years of California real estate lending and sales expertise, and can provide you with secure 1st, 2nd, or 3rd trust deeds that meet your qualifying and risk criteria.

Our clients are in need of hard money loans across the state of California for both the purchase and refinance of owner-occupied and investment properties, as well as commercial properties and land loans. All client and property credentials are carefully screened and processed to ensure your utmost confidence. A 1st, 2nd, or 3rd Trust Deed, Promissory Note, and Title Insurance in your name secure all loans, with property valuations by appraisal or strongly documented comparable sales at your discretion.

We currently broker an average of $10 million in privately funded notes per month, and are seeking to add qualified professional trust deed investors to our network, particularly for northern California real estate, though we welcome investors for all areas in California.

We are also qualified, experienced, and capable of loan servicing your investments for a low monthly fee. Please call us for details.

If you have money to invest in California trust deeds, we would be very interested in discussing a business relationship with you.

Property Types Loaned Against

1. Residential properties valued at $250,000+ in marketable areas of both southern and northern California, both owner-occupied and investment properties, primarily Single Family homes.
2. 5-unit to 100-unit apartment buildings
3. Income Producing Commercial: office, retail, manufacturing, warehousing
4. Residential and commercial construction lending (with pre-scheduled disbursements according to work progress)

Yields

Loan Amounts

LTV/CLTV

(Your higher loan-to-value will result in more investment opportunities)

• Residential, owner-occupied, purchase: 70%, high to 80% welcomed
• Residential, owner-occupied, cash-out refinance: 70%, high to 80% welcomed
• Residential, non-owner-occupied, purchase: 70%, high to 80% welcomed
• Residential, non-owner-occupied, cash-out refinance: 65%, high to 75%+ welcomed
• Multi-Family and Commercial, purchase: 65%, high to 75% welcomed
• Multi-Family and Commercial, cash-out refinance: 65%, high to 75% welcomed
• Land, vacant, zoned R residential: 65%, up to 75% welcomed
• Land, vacant, zoned AG agricultural: 50%, up to 65% welcomed
• Land, vacant, raw, misc: 50%
• Land, commercial zoning, vacant: 50%, up to 65% welcomed

• To 65% CLTV, residential and commercial structures, case-by-case. Up to 75% CLTV welcomed

Clients

There are numerous scenarios and reasons for our client's need for private money. We do our best to ensure in advance that borrowers are able to repay your loan per your terms before submitting the file to you for consideration. Any available cross-collateralization of other real estate is presented and considered, as are liquid and hard assets which may be pledged as collateral for loans.

For further information, please contact:

John J. Harambasic
Senior Loan Officer
Augusta Financial Inc
1 (800) 644-8829
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