Home Loan Resource Center

The Cal-Lending.com Home Loan Resource Center is a free public service to our clients and website visitors.

John J. Harambasic
Trusted Mortgage Advisor
Augusta Financial Inc

Buying your First Home

First time home buyer? Read our in-depth look at the process of buying a home and helpful tips to assist you along the way.

1. Home Loan Pre-Approval versus
   Pre-Qualification
2. The Costs of Home Ownership
3. Finding a Suitable & Affordable Home
4. The Agreement to Purchase
5. Closing the Loan
6. Before & After Moving Day
7. Home Buyer's Inspection Checklist
   (includes a free download)

General Mortgage Information

• Today's Interest Rates
• Comparing Home Loan Rates (APRs)
• Home Loan Qualification Factors
• General Home Loan Information
• Home Loan Comparison Chart
• Why Using a Mortgage Broker for Your Home Loan is a Wise Choice
• Do you really need a down payment to buy a home?

Free Tools & Downloads

• Mortgage Glossary
  
  
• Home Loan Calculator
• Mortgage Refinancing Calculator
  
  
• Home Buying Checklist
  (Adobe Acrobat File: 34K)
• Pick Your Home Request Form
  (Adobe Acrobat File: 11K)

Mortgage Insights Blog

Mortgage Insights is Cal-Lending's weblog containing articles and insights about mortgage, home-buying and other issues of interest.