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We are a California-only RETAIL-DIRECT CONVENTIONAL LENDER & BROKER.
We are not a wholesale conventional lender for brokers. We are a retail lender to consumers and a referral source for industry partners.
We don't accept hard money loan submissions from brokers for owner-occ, primary residences.
For other hard money requests, please call for our terms and referral fees.
We do not disclose our investor resources to brokers. See links below instead.
To locate a wholesale lender for your scenario or niche loan request, try these resources: Broker Outpost, Mortgage Grapevine, Scotsman Guide, and Lane Guide.
Loan Officers -- If you're working for a broker-only company, as of April 1, 2011 you will no longer be able to charge BOTH origination and concurrently receive YSP on residential loans, thanks to broker compensation caps in the Financial Reform Act passed in the summer of 2010. Mortgage bankers who make loans directly are exempt from SRP disclosure under the new law. We're hiring experienced, independent loan officers who want to work for a direct Fannie / Freddie / FHA lender in CA. We offer market-competitive rates, fast approvals, and in-house underwriting/docs. Earn more business from your valued referral partners and clients by working for the decision maker and funder. check us out
Brokers -- We're hiring experienced, independent brokers for net branch opportunities in Orange, Los Angeles, San Diego, Ventura, Santa Barbara, San Luis Obispo, Monterey, Santa Clara, Santa Cruz and the 7 San Francisco area counties.
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