Cal-Lending.com
Where we loan
All residential home loans are for CALIFORNIA PROPERTY ONLY.
Commercial apartment, office, and retail building loans are available in these Western US States:
CA, AZ, OR, WA, NV, CO, UT, NM. Minimum loan amount of $250,000 outside of CA.
- Residential loans on 1 - 4 unit property. 1st and 2nd mortgages from $100,000 to $5 million. We are both a direct lender and broker.
- Hard money loans — residential and commercial property. 1st and 2nd mortgages from $75,000 to $10 million.
- Commercial Property Loans --- We specialize in financing commercial income property in California. Apartments, office buildings, and retail, are our specialty, but we're also proficient with owner-user financing, including SBA 504 and SBA 7(a) loans, CMBS, USDA B&I, and commercial private money loans
- Manufactured Home Loans: MUST BE your primary residence, newer than 1990, on LAND YOU OWN, double or triple-wide, attached to a HUD-approved permanent foundation, worth $125,000 or more, and taxed as REAL ESTATE to qualify. We do NOT finance homes in mobile home parks or any home on leased land.
- Residential Construction and Lot Loans: We're still offering a limited product line for home construction and remodeling, including loans to complete construction on unfinished projects. more
We do not make residential home loans on properties outside of California.
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