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Cal-Lending.com
Who we are and where we loan
We are a California mortgage broker, Augusta Financial Inc , headquartered in Valencia, CA, and are licensed to provide conventional, conforming, and
non-conforming residential mortgage loans in California only. See below for specific loan types and areas where we lend.
Note: We do not make institutional 1st or 2nd residential home loans in states other than California. See "Loans Outside California" below for other types of loans we can do.
California Mortgage Loans
- Residential 1st and 2nd conventional loans, conforming and jumbo loans (loans made by us, our banks, or institutional lenders) on owner-occupied and investment properties: California properties only.
- Construction loans — residential property— California: We can provide construction financing for most situations, including new construction, investor rehab loans, remodel loans, and home improvement loans.
- Hard money loans — residential property: We make these loans with private investor funds in Californiafrom $30,000 to $2.5 million on residential owner-occupied homes, hard money loans on 2nd homes and hard money loans on California residential investment properties.
- Commercial loans — commercial bank loans: We have access to over 100 U.S. commercial banks for making loans on any type of commercial property in California. Purchase or refinance commercial property with our commercial loan programs, including stated income and no doc commercial loans.
- Commercial construction loans: We can fund California commercial construction projects from $100,000 dto $25 million through our commercial banks, conduits, or commercial hard money lenders.
- Hard money loans — commercial real estate: We make these loans with private investor funds in California on commercial properties — apartment loans, office building loans, mixed-use property loans, retail shopping mall loans, industrial and manufacturing real estate loans, medical building loans, and more.
- Land and lot loans: We provide financing for California residential-zoned land and lots from $100,000 to $25 million dollars, or agricultural land loans, commercial land loans, and vacant land loans.
- Mobile Home Loans, Manufactured Home Loans, Modular Home Loans — New!! We can now finance the following:
- mobile homes in established mobile home parks
- manufactured homes permanently attached on owned land
- loans for modular (site-built) homes
- construction loans for manufactured and modular homes on owned land
- No financing for manufactured homes on leased land other than mobile home parks
Note: We do not make conventional 1st or 2nd residential home loans on properties outside of California. The loans shown below are the only loans outside of California that we are capable of handling.
- Commercial loans — commercial purchase loans, commercial refinance loans, commercial construction loans — states other than California where no residential broker license is required. We can arrange commercial bank loans
of $100,000 or more on most commercial real estate — apartment loans, retail, mixed-use, medical, automotive, industrial, manufacturing, commercial land, and others.
- Hard money loans — residential properties — states other than California: available only for Arizona and Nevada on loan amounts of $50,000 or more on residential owner-occupied and investment properties.
- Hard money loans — commercial properties — states other than California: We can arrange hard money commercial loans of $100,000 or more on most commercial real estate — apartment loans, retail, mixed-use, medical, automotive, industrial, manufacturing, commercial land, and others.
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