Cal-Lending.com
Why use us for your Home Loans?
More loan options in less time.There's no one particular home loan that's perfect for everyone. Whether you have perfect credit, problem credit, need a loan to purchase a home or refinance your current loan, we offer hundreds of variations of loan programs, rates, qualification levels and terms to meet nearly every mortgage need.
Customized loan analysis to fit your unique circumstances.We offer many loan options: interest-only loans, fixed-ARM loans, 10-year and 20-year loans, loans with no proof of income required, and many others. You'll receive a free written analysis of the benefits and costs associated with different loans to make selecting the right home loan easy.
Real, personal assistance.
We're not an "online lender" and we don't treat you like you're just a number. We want to know you and help you as a friend to get the best possible home loan for your circumstances. You'll have access to me as your Mortgage Advisor, your own Client Care Representative, and our processing staff every step of the way.
Integrity.
Our business philosophy centers on saying what we'll do, and doing what we say. That's important when choosing a mortgage advisor, because we won't tell you what we think you want to hear just to gain your trust, then change everything you expect about your mortgage loan at the last minute. No gimmicks, no empty promises, no trickery-just professional, caring service from mortgage specialists you can trust.
Selectivity.
Our relationship with past and present clients is special because we don't accept every request for loans that we receive. We only work with friendly people that have reasonable expectations about the loan process, our role as your mortgage advisor and broker, interest rates, closing costs, time to close, and other issues that are part of getting a new home loan. If you're that type of person, then we want to work with you too.
Experience.
Our staff has over 50 years of combined experience in nearly all aspects of the real estate lending business, and we have the knowledge, experience and resources to successfully source, approve and fund loans for even the toughest situations.
Diversity.
As both a direct lender as well as a mortgage broker, we offer a very wide range of home loans to meet nearly any need. Our own financing provides extremely competitive rates and terms, but we can also source additional loans for unique situations from among our network of over 250 lenders when necessary. Being both a lender and loan broker allows us to achieve improved levels of customer satisfaction and greater product diversity.
Flexibility.
We understand that your circumstances, goals and needs may change over time. If things aren't so great you may need a home loan to help you get your finances back in order now, and a different loan later when your situation improves. We're flexible enough to understand your needs today, and work to make sure you always have the right loan well into the future. As our client, you're entitled to receive my personalized Rate Watch Newsletter to make sure you're kept abreast of the latest interest rates and trends in the mortgage industry along with helpful tips and insights to help you better manage your mortgage loan and other finances.
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