Cal-Lending.com
Why use us for your Home Loans?
Better loan options in less time.
There's no one particular home loan that's perfect for everyone. Whether you have perfect credit, problem credit, need a loan to purchase a home or refinance your current loan, we offer dozens of variations of loan programs, rates, qualification levels and terms to meet nearly every mortgage need, and we respond to our clients on time. We offer many loan options, and specialize in a handful of others not readily available.
Our traditional loan menu includes standard Fannie Mae and Freddie Mac loans, and government loans include FHA, VA, CalPERS, CalSTRS, and My Community Mortgage.
My specialties include USDA rural housing, FHA 203k and Fannie Mae Homepath Renovation, commercial income property, super jumbo, and hard money loans.
Real, personal assistance.
We're not an "online lender" and we don't treat you like you're just a number. We want to know you and help you as a friend to get the best possible home loan for your circumstances. You'll have access to me as your loan consultant and my assistants who help in many ways..
Integrity.
Our business philosophy centers on saying what we'll do, and doing what we say. That's important when choosing a mortgage lender, because we won't tell you what we think you want to hear just to gain your trust, then change everything you expect about your mortgage loan at the last minute. No gimmicks, no empty promises, no trickery-just professional, caring service from a mortgage specialist you can trust.
Experience.
Our firm has been in the mortgage business since 1995, and I've been originating loans in CA for more than 10 years. We have the knowledge, experience and resources to successfully source, approve and fund loans for most situations.
Diversity.
As both a direct lender as well as a mortgage broker, we offer a very wide range of home loans to meet nearly any need. Our own financing provides competitive rates and terms, with industry-leading on-time closings. We also source other loans for unique situations from among our network of lenders when necessary. Being both a lender and loan broker allows us to achieve improved levels of customer satisfaction and greater product diversity.
Flexibility.
I understand that your circumstances, goals and needs may change over time. If things aren't so great you may need a home loan to help you get your finances back in order now, and a different loan later when your situation improves. We're flexible enough to understand your needs today, and work to make sure you always have the right loan well into the future.
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