Why use us for your loans?


More loan options in less time

There’s no one particular home loan that’s perfect for everyone. Whether you have perfect credit, problem credit, need a loan to purchase a home or refinance your current home loan, we offer hundreds of variations of loan programs, rates, qualification levels and terms to meet nearly every mortgage need.


Customized loan analysis to fit your unique circumstances.

We offer many options for California home loans: interest-only loans, fixed-ARM loans, 10-year and 20-year loans, loans with no proof of income required, and many others. You’ll receive a free written analysis of the benefits and costs associated with different loans to make selecting the right home loan easy.


Real, personal assistance.

We’re not an “online lender” and don’t treat you like you’re just a number. We want to know you and help you as a friend to get the best possible home loan for your circumstances. You’ll have access to me as your Mortgage Advisor, your own Client Care Representative, and our processing staff every step of the way. more …

How Can We Help?

Credit less than perfect? We’ve got your loan.

Having poor credit needn’t keep you from getting the loan you need for residential or commercial properties in California.

Second Mortgages

Time for a second mortgage or home equity loan or line of credit?
See our Second Mortgages

Need to Refinance a loan?

 We can help with home improvement loans, debt consolidation loans and more.
See our Refinance Loans

California Home Loans

Need a loan to buy a house? Find out about our California Home Loans. Call us at (800) 644-8829 for a free, no-obligation home loan consultation.

Loans for Tough Situations

If you’re in a bankruptcy, divorce, have tax liens, or other problems, we’ve got mortgage lending specifically tailored to resolve an undesirable or critical financial condition.
Go to Remedial Financing

Loan Resource Center

Need extra information? Our Loan Resource Center has free tools and downloads, my in-depth articles about loans and mortgages, and my Buying your First Home series.

20 Years Experience Being the Go-To Expert for Hard to Secure Loans

We specialize in California home and real estate loans including purchases, refinancing, second mortgages, home equity loans and lines of credit, hard money loans, super jumbo loans — in the Valencia / Santa Clarita area, in Los Angeles and throughout California.


Direct lender and broker of 1-4 unit financing, including interest-only, primary and second homes, investment property, purchase, refinance, cash-out and construction. CA super jumbo specialist lender.


Western U.S. multi-family, office, retail, commercial, mixed-use, industrial, warehouse, schools and special use property purchase, refinance and construction loans. SBA 504a and other bond program financing for eligible properties.


We are residential and commercial construction financing experts. 1-4 unit residential, multi-family, senior housing, residential spec developer loans, and more.


Very few banks offer loans on residential and agricultural land in California, but we do! Residential lot loans up to $3 million, Agricultural land loans, entitled land development loans for experienced developers.


Residential owner-occupied and investment property, commercial, construction, land financing. We have 20 years experience placing non-bankable loans with private lenders and know this niche better than most.