Purchase Money Loan Options
We specialize in California Jumbo and Super Jumbo loans from $418,000 to $10 million. We are both a Direct Lender and a broker since 1995 and serve home buyers statewide in California only.
A Variety of Home Purchase Loans For California Real Estate
- Full Doc A-Credit Home Loans for well-qualified applicants
- Interest-Only Home Loans for primary, second, and investment property
- Stated Income Loans from $418,000 – $1.5 million for self-employed and white-collar professionals who have complex financials (YES-available in 2012) and meet minimum credit standards at modest Loan-to-Value percentages. Substantial equity required of 40% – 45% depending on loan amount and occupancy). This is institutional financing at market rates, not hard money.
- Hard Money Loans for those with previous credit difficulties and substantial cash down payments (35% or more down payment required for private financing). More info on hard money loans.
- FHA and Fannie Mae Jumbo Loan programs — we are a direct lender