We provide TWO types of lot / land financing in California:
- Consumer — Bank financing for the purchase of one land / lot parcel for construction of a primary or second home; we do not offer land / lot refinance loans at this time, nor do we offer “cash-out” (equity loans) on raw land. We do offer construction financing once the “pre-development” of the project is underway if you already own a lot / land parcel.
- Developer — land acquisition / development financing for experienced developers and spec home builders / commercial development contractors. This is private banking / private money lending intended to assist residential and commercial developers in establishing land tracts and subdivision maps, followed by construction financing.