We provide lot / land financing for the following four types of property:
- Residential Lot / Land for Consumer — Bank financing for the purchase or refinancing of Residential or Agricultural zoned land / lot parcel for construction of a primary, second or investment property home in the future; up to two, adjacent parcels possible. Conditions and restrictions apply – see below.
- Agricultural – existing or potential farm income. We can finance one or more contiguous agricultural parcels for purchase or refinancing. Minimum 10 acres AND $250,000 loan, max 70% loan-to-value. Conditions and restrictions apply – see below.
- Developer / Builder — LIMITED bridge / completion financing: ~ 50% LTV for experienced developers and spec home builders / commercial property. Case-by-case for “blue top” bridge financing prior to sale or construction ONLY. Conditions and restrictions apply. Call or email for more info.
- Commercial, Industrial, Manufacturing, Other Zonings: NO commercial bank financing for these property types – private financing only.